When Medicare was authorized in 1966, it was designed to cover many illnesses and conditions. However, there are some that Medicare does not cover. To have those illnesses covered, you would need additional insurance or purchase them on your own without medicare coverage.
Medicare covers conditions and illnesses such as acute chronic illness, hospitalization, and treatment of pneumonia, tuberculosis, kidney disease, dialysis treatments, heart attack, etc. It also covers major surgery to replace a hip or knee joint if done in a hospital.
Who Is Eligible For Medicare?
Medical insurance covers people who are 65 or older, individuals with a disability, and receiving social security benefits for at least 24 months, and individuals currently working have been insured by Medicare for the last ten years.
For more information about Auto Insurance Plans, call us today at (870) 523-6771.
Limitations Of Medicare: What Is Not Covered
There are many illnesses and conditions that Medicare does not cover, such as:
- Long-term Care
This is a care facility that assists with activities of daily living such as dressing, bathing, and feeding. Medicare does not cover any type of long-term care insurance for people who are eligible to enroll for Medicare benefits.
- Dentures or Dental Care
Medicare will not cover any dentures cost since it’s considered medical equipment and Medicare is specifically designed for medical needs.
- Hearing Aids
Being a medical equipment, Medicare doesn’t cover hearing aids for those who are eligible for Medicare benefits.
- EyeWear Or Eye Examinations For Glasses
These items are considered medical equipment as well. Medicare will not cover the cost of purchasing or repair unless there is a certain type of eye condition.
- Cosmetic Surgery
Medicare does not cover cosmetic surgery, but it might be possible to have it if done in a hospital setting for a medical reason such as cancer or other life-threatening conditions.
- Mental Health Care
Medicare will not cover any type of mental health care. If you want this service, you will need to pay for it additionally.
- Substance Abuse Treatment
Medicare will not cover any type of substance abuse treatment. You will need to pay for it separately if you want this type of coverage.
M&P Insurance: The Experts Of Medicare Insurance
M&P Insurance is a Medicare insurance company that is located in Arkansas. We offer Medicare plans for both individuals, families, and businesses.
If you are trying to find an Arkansas insurance company, we are the perfect place to go! Let our team of professionals help you with the medical enrollment process. We will be more than happy to assist you. Contact us today!
For more information about Auto Insurance Plans, call us today at (870) 523-6771.
