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Protect Your Livelihood
We’re all about community here at M&P, and that means helping our neighbors select insurance that protects their livelihood. We know how important our farmers are to the economy, and how important our farmers’ crops are to them. We also know that none of that would be possible if they lost everything during weather-related damage.
Weather-proof Your Business
Imagine the impact of a tornado, a severe hail storm, or persistent bad weather. Your crops and granaries are at risk of being destroyed by elements that are outside of your control. Don’t let weather put you at risk of losing your income and livelihood. Federal Crop insurance is now offered by insurers, as well as crop-hail policies as regulated by each state’s insurance department.
Serving the Needs of Arkansas Farmers for
Over a Century
If you arere one of our community’s farmers, make sure to come in and talk to us about adding crop protection to your insurance policy. Don’t wait – you never know what the weather will do tomorrow!
what is crop insurance?
We have all read the historic stories of one crop failure or severe storm wiping out everything a farmer has planted or stored. Livelihoods were lost, which led to the loss of homes, food, and life. In 1880, private insurance companies began to sell a specific insurance policy that would protect farmers from hailstorm damage. These were appropriately called “crop-hail policies.” They still exist, and have become regulated by each state’s governmental insurance department. In 1981, the Federal government began offering a regulated “multi-peril” crop insurance. As the name indicates, this protects against a wide variety of natural disasters
(fire, flood, drought, freeze, etc.). It also protects against possible revenue loss in case of price decline. This insurance is, of course, also regulated, and sold by private-sector crop insurance companies and agents. Premiums are regulated and established by the Federal Crop Insurance Corporation, giving you the peace of mind knowing your cost is constant. We have extensive experience with crop insurance and look forward to helping you have confidence that you will always be able to put food on your family’s table even if weather brings damage to your crops.