Though it’s not something any of us like to think about, we all know that anything can happen to us at any time. Whether we’re walking down the street or climbed a ladder in our home to change a lightbulb, the risk is there for an injury that affects our ability to perform normal daily activities of life. Long-term care is enforced immediately to help in this situation and will help cover the costs associated with caregiving, long-term or not.
We at M&P Insurance are here to help you understand the ins-and-outs of what this coverage means, and why you should have it. One thing is for sure: you don’t wait until it’s too late.
We’ve all been there; we’re young, we’re invincible, and basically immortal. As we age, we find out this just isn’t true. A short fall off that ladder may end up with a brain injury if you hit the ground or even the wall. Someone runs a red light, or doesn’t stop at that crosswalk. Any number of things can happen.
With disability insurance, you’ll be able to replace a portion of your income lost due to an inability to perform your job.